If you live in Grand Rapids, MI, or anywhere in Michigan and own a motorcycle, there are a few things you need to know. First and foremost, insurance is a must, and if you’re currently in the market for motorcycle insurance, consider reaching out to us at Dalessandro Agency Inc. Now, let’s take a look at five things every Michigan motorcycle owner should know:
Mandatory Helmet Law
Michigan has a mandatory helmet law for all riders, regardless of age or experience. Riders must wear a helmet that meets or exceeds the safety standards established by the U.S. Department of Transportation.
Motorcycle Endorsement
Michigan also requires motorcycle riders to have a valid motorcycle endorsement on their driver’s license. To obtain this endorsement, riders must complete a motorcycle safety course or pass a written and on-road skills test.
Registration
Motorcycle owners must register their vehicles with the Michigan Secretary of State’s office and display a license plate on the motorcycle’s rear.
Liability Insurance
Michigan law requires all motorcycle riders to have liability insurance. The minimum required coverage is $20,000 for bodily injury or death of one person, $40,000 for bodily injury or death of two or more people, and $10,000 for property damage.
No-Fault System
Michigan has a "no-fault" insurance system, which means that in an accident, each driver’s insurance company is responsible for paying their medical expenses and lost wages, regardless of who caused the accident. This also applies to motorcycle riders, so it’s essential to ensure you have adequate insurance coverage.
And remember, if you’re in need of motorcycle insurance in Grand Rapids, MI, don’t hesitate to reach out to us at Dalessandro Agency Inc. today.