Home Insurance in Michigan

The state of Michigan brings out the best of both worlds with a small-town vibe from its countryside to vast city excitement in its larger cities. Unfortunately, the state often experiences unpredictable weather conditions that affect homeowners. At times, the bad weather leads to freezes and strong wind gusts that could damage your home.

Other than that, several other risks affect homeowners every day such as damages caused by natural disasters and man-made damages. That's why it's essential to have home insurance with Dalessandro Agency Inc. in Kentwood, MI to protect your home from unforeseen circumstances.

Benefits of Home Insurance

Even though it's not mandatory to purchase home insurance, it protects you against future financial losses, not to mention that if you are looking to finance your home, lenders may require home insurance to protect their financial interests. Consider purchasing coverage at sufficient levels to ensure total coverage and to avoid any gaps and surprises when you file a claim. Coverage options include:

• Dwelling: If the physical structures of your home, which includes the walls, roof, built-in appliances, and wall-to-wall carpet, are damaged or destroyed, the dwelling coverage will repair/replace your home.
• Other structures: The extended protection covers other physical structures that are not attached to the home such as fences, stand-alone garages, sheds, barn, etc.
• Liability: Liability protection covers you in case you are legally held responsible for someone's bodily injury or someone's property damage. It will help cater for legal expenses and settlement costs.
• Loss of use: Loss of use coverage caters for the additional living expenses that you may incur should you need to stay somewhere else during repairs.
• Personal property: This part of your home insurance protects your personal property in the home. This includes furniture, clothing, electrical appliances, jewelry, and much more.

At Dalessandro Agency Inc. in Kentwood, MI, we provide affordable and reliable home insurance policies. Therefore, no matter what part of Michigan you live in, let our agents help you build a customized policy that fulfills all your unique needs. Try our online rating tool to acquire a quote for home insurance.