Insurance For a Watercraft That Is Being Used for Towing Purposes

Boat Insurance: Covering Your Towing Needs

Do you anticipate towing another watercraft or recreational equipment during an upcoming boat trip? If so, you will need to consider upgrading your boat insurance policy.

Understanding Towing Basics

A tow line and a tow bridle are two pieces of equipment needed when towing another watercraft or item. These pieces of equipment allow you to pull heavy items behind a watercraft safely. The equipment will evenly distribute the weight of the primary watercraft and the item being pulled behind it. Anchoring accessories will be needed to hook up the line and harness.

All the equipment needed to tow something should be added to a boat insurance policy. The additional coverage will cover the cost of repairing or replacing towing essentials. The amount of coverage that you choose can be customized. Consider how much you invested in the equipment and the frequency at which you plan to use the boating essentials.

Preparing for Towing Sessions

Consider the item or items that you plan on towing. Pay attention to the dimensions of each item that you will be towing. Invest in towing equipment that is designed for use with each item that you will be towing behind your personal watercraft.

Securing Your Boat and Towing Accessories

Consider how you will store your boat and towing accessories. Using secure storage methods will prevent the risk of theft, vandalism, and damage. By planning a safe storage strategy, you will lessen the risk of encountering an incident that would require you to file an insurance claim.

Boat Insurance Assistance

Now that you have reviewed some basic steps associated with using your boat for towing, contact one of our agents at Dalessandro Agency Inc. An agent who serves Grand Rapids, MI will advise you on the insurance you need.