There are a few different types of coverage that you might want to include on your boat insurance policy. If you’re a boat owner in the greater Grand Rapids, MI area, you can rely on us at Dalessandro Agency Inc. to insure your watercraft.
The following are four types of boat insurance coverage to have:
Liability coverage
Boat accidents can result in a lot of damage and might involve injury. You could be held liable for the expenses that result from a boating accident in which you are involved. That’s why it’s very important for you to carry liability coverage on your boat insurance policy.
Collision coverage
Your boat is a valuable possession. With collision coverage, you protect the value of your boat. Your collision coverage will pay for boat repairs after a boating collision. Collision coverage can also provide you with funds to replace your boat if it is totally destroyed in an accident.
Comprehensive coverage
Collision coverage will not cover damages that result from your boat being vandalized, stolen, damaged by fire, or damaged by a natural disaster. For these types of damage, you need comprehensive coverage.
Fuel spill and wreckage removal coverage
Fuel spill and wreckage removal coverage are two other types of coverage that you’ll want your boat insurance policy to include.
Fuel spill coverage pays cleanup costs if your watercraft experiences a fuel leak. Wreckage removal covers the cost of removing your destroyed boat from a body of water.
Get Boat Insurance Today
You need to insure your boat in Grand Rapids, MI to enjoy peace of mind when you’re out on the water. We can answer your questions about boating insurance at Dalessandro Agency Inc. Call us for a quote today!